January 2009


You’re probably shocked, scared and even angry. But try to stay cool (at least on the outside); it could help you negotiate a bigger severance package.

Sure, you read the papers, so you know the ax is falling left and right these days: Home Depot – 7,000 jobs; Caterpillar – 20,000 jobs; Microsoft – 5,000 jobs; Pfizer – 8,190 jobs. Still, you didn’t expect it to happen to you. But, if you’ve just left your boss’s office with the dire news, what do you do?

After a layoff, get a better severance deal – Jan. 27, 2009 – Ask Annie. – CNN Money

La Jolla, CA – Charles L. Stanley CFP® ChFC AIF® with Oncubic, LLC is offering free portfolio reviews to investors who have recently been laid off and need to roll-over assets from their old employer’s retirement plan to their own IRA Rollover to help them know where to allocate their portfolios in 2009.

After one of the three worst bear markets in modern times, investors are very concerned about their investments. Since the final bear market of the Great Depression that ended in April 1938, there have only been three other bear markets where the S&P 500 Index declined more than 30%: The Oil Embargo Crash of 1973-1974, The Dot-Com Bust of 2000 – 2002, and our current market. This environment has people wondering and that’s why I’d like to help them increase their potential for success when this market turns around, which I believe it will.

I will evaluate investors’ portfolios and give suggestions based on the individual’s situation. I will help investors diversify their portfolios and position them in the strongest asset classes that historically recover the best following a major downturn of 30% or more. This service is provided with no obligation to investors.

Some say the markets have followed their historical election pattern. The difference this time is the breadth and magnitude of the decline. This year’s decline was the worst to ever precede an election. In my opinion the election had little if anything to do with this downturn. There is no one who knows with any certainty if we will have a strong year in the markets in 2009 or if the recovery will come later. We do know what asset classes have had a significantly increased premium following this kind of major downturn. That’s why I’d like to help investors position themselves in those areas that have traditionally performed best when the market turns positive.

Investors can contact Charles Stanley by phone at 888-619-5666 x506 or email at Charles@oncubic.com to discuss their individual situation and receive a review at no cost. The minimum portfolio value must be $100,000. I plan to make this unusual offer of a free review for recently laid off workers through the first half of 2009.